You can’t stop a flood, but it doesn’t have to leave you high and dry, either!

 

Watch the news for any length of time and you will see an all too common occurrence -- FLOODING. From Hurricane Harvey in 2017 to a single bad rainstorm on a typical day, if it can rain, it can flood. Even if you are not in a high risk area, you are still at risk for rising waters and too much rain falling at once.

Flood Insurance is the only way to protect yourself from the financial devastation of a flood. Federal aid can be slow to arrive and will not be enough to help you rebuild. A Flood Insurance policy with the right coverage limits for your home can make you whole again.

The National Flood Insurance Program (NFIP) provides the vast majority of policies around the country, including here in Texas. If you live in a low risk zone, you will pay less than if you live in a high risk area. But after the raging flood waters we have witnessed in person and on the news, flood insurance just isn’t optional anymore. It’s a necessity.

Some things to keep in mind while you are shopping for flood insurance:

  • There’s a 30 day waiting period before your Flood Insurance policy goes into effect, unless you’re buying a new home. Private insurers may offer a lower waiting period.
  • If a storm is approaching us, writing a policy may be delayed until the storm passes.
  • Now is the time to buy a new flood insurance policy. Don’t delay or it may be too late!

Preferred Zone NFIP Flood Rates: (as of 2018)

Dwelling Limit Contents Deductible Annual Premium
$250,000 $100,00 $1,250 $450.00
$200,000 $75,000 $1,250 $400.00

Your homeowners insurance does not cover flood damage.  Contact us today and we’ll help you find the right policy for your home.

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Benefits of Working with the Cypress Insurance Team
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Options

As life changes, so do your insurance needs. Work with an insurance agency that can change with you and offers the policies that fit your life today and in the future. We have over 50 top rated insurance companies in Texas allowing CIT to give you the best price possible with great coverage!

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Innovative Culture

At CIT, we offer the latest technology to make buying insurance and filing a claim as easy and efficient as possible. While markets continue to change and evolve you can have confidence in knowing that Cypress Insurance Team will remain a leading insurance agency in Texas.

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Longevity

Our agents are seasoned professionals in the insurance industry. We’ve been around for 18+ years, and we’ll be around for many years to come because we love what we do!

Client Focused

Our clients are the reason we are in business. We are not here to sell you the most expensive policy, but here to treat you like family! We take pride in delivering the best prices and coverage for your insurance needs.

In It For The Long Haul

Insurance is not something you think about until you need it. CIT will be here when you buy your first policy and when you file your next claim. Through the ups and downs of life, we’ll be by your side.