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Automobile Insurance

Your coverages matter but the cheapest rate is not always what is best for you and your family. Drivers who purchase only the minimum required coverage for their automobile insurance might not have adequate protection. You should consider adding coverage based on your assets and how much risk you are willing to take. Here are some things to consider when shopping for auto insurance.

Liability: This coverage pays for injury and damages to other parties when you cause an accident. Texas requires a minimum of 30/60/25 limits. Vehicle costs and multi-vehicle accidents can leave you exposed to lawsuits and garnished wages.

PIP: Personal injury protection coverage pays a benefit for you and your passengers’ medical bills resulting from an accident.

Uninsured/Underinsured: This coverage kicks in if an uninsured, underinsured or hit-and-run driver hits your car. As of 2015, and estimated 12-14% of Texas drivers are uninsured.

Collision: This coverage pays for damage to your car resulting from an accident.

Comprehensive: This coverage reimburses you if your car is stolen or if it is damaged bysomething other than an accident—flood or vandalism, for example.

Coverage Options/Discounts:

Save up to 20% on your premium when you combine your home and auto.
Additional discounts available if you add more policies like motorcycle, boat, or personal umbrella.
Choose between 6 month and 12 month policies.
Strengthen your coverage with optional enhancements like roadside assistance, towing, and rental.
Rideshare coverages while driving for a transportation network company (Uber/Lyft etc).
Claims-free cash back rewards program and diminishing deductibles with Safeco!

Call us for more information and get a quote today!

Our expert agents can help educate you on the various components of automobile insurance and then help you to find the right coverage and policy to fit your specific situation. Call us today! 832-497-5522

Crispy Chocolate Hearts

What better way to say, “I love you” then with something just as sweet as your sweetie? Because the best gifts are the ones that taste sweet like candy! Here is a recipe for Crispy Chocolate Hearts from Southern Living. Enjoy!

Ingredients
– 1 package (12 oz) semisweet chocolate morsels
– 1/2 cup peanut butter
– 2 cups crisp rice cereal
– 1 1/2 cups peanuts
– 1 1/2 cups mini marshmallows
– 2 (2oz) chocolate bark coating squares, melted
– White or pink nonpareils

Directions
– Microwave chocolate morsels on high for 2 minutes, stirring every 30 seconds.
– Mix melted chocolate with peanut butter, stirring until well blended. Then stir in crisp rice cereal, peanuts & marshmallows.
– Line a pan (13×9 inch) with foil and lightly grease with a non-stick cooking spray.
– Press mixture evenly into pan.
– Drizzle the top with melted chocolate and sprinkle with white or pink nonpareils.
– Let stand until firm – about one hour.
– Cut with heart shaped cookie cutter and place on decorative plate for serving

If you have a recipe that you would like to share with us and potentially have it published in the CIT Insider, you can email it to: Roger@CypressInsuranceTeam.com

Valentine’s Weekend in Houston

Yesterday we encouraged you that Valentine’s Day Is For Everyone and should be celebrated with everyone that you care about, not just your significant other (if you have one). Well, here are some great things that you and your loved ones can do in the Houston area this Valentine’s Weekend. You can click on the Links provided for each event to get more information and to purchase tickets.

Harlem Globetrotters – Fretitta Center – University of Houston, $25-$175/ticket

Houston Symphony presents The Ella Fitzgerald Songbook – Jones Hall, $29-$159/ticket

Dwight Yoakam – Arena Theatre, $55-$155/ticket

Cirque du Soleil Luzia – Sam Houston Race Park, $63-$255/ticket

Justin Nozuka – House of Blues Houston, $55/ticket

2nd Annual Valentine’s Day Singles Mixer – Gite Gallery, $10/ticket

Are you doing something special for your loved one’s for Valentine’s weekend? What is it? We would love to hear about it! Click HERE and tell us on Facebook.

Valentine’s Day Is For Everyone

With Valentine’s Day upon us, we work hard to create the perfect date night and find that wonderful gift that says ‘I love you’ in our own way. But what about the rest of the people in your life that you care about?

Valentine’s Day is a perfect opportunity to express your affection and appreciation for all of the important people in your life, not just your significant other
(if you have one).

Remember when you were a kid and you used to give cards to everyone on Valentine’s. You probably even had a special card for your
mom. Why don’t we do that anymore? Have we really ‘out grown’ our connections with others? I certainly hope not.

With that said, we here at CIT want you to know that we have great regard for you as our customers and community partners. We appreciate your loyalty and your willingness to collaborate with us in our community efforts. ‘Teamwork makes the dream work’ isn’t just a cute cliche that we use to be relevant in the business world. We truly believe it and strive to display our heart for you and the community in all that we do. From our customer service, business partnerships and non profit support, we do it all with genuine love for God and for others.

Would you like to connect further with us about your insurance needs? Click HERE or call us today at 832-497-5522!